Commercial Mortgages Tailored to Your
Business Objectives

Whether you are purchasing business premises, expanding your property portfolio or refinancing existing borrowing, a commercial mortgage can provide a cost-effective long-term funding solution.

Our specialists work with a broad range of lenders to secure mortgage solutions tailored to your business and investment goals.

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Mortgage Types

Owner Occupied Commercial Mortgages

Purchase the premises your business operates from and gain greater control over your long-term costs.

Benefits Include

  • Potentially lower monthly costs than renting
  • Long-term stability
  • Opportunity to build equity
  • Fixed and variable rate options

Commercial Remortgages

Refinancing an existing commercial mortgage may help reduce monthly payments, release equity or fund future investments.

Reasons to Remortgage

  • Release capital
  • Secure better rates
  • Consolidate borrowing
  • Fund business expansion

Asset Finance

Invest in essential equipment, machinery or vehicles without tying up valuable cash reserves. Asset finance enables businesses to spread the cost of purchases over an agreed period while preserving working capital.

Common Assets Financed

  • Commercial vehicles
  • Construction equipment
  • Manufacturing machinery
  • Medical equipment
  • IT systems

FAQ

How much deposit do I need?

Most commercial mortgages require a 25–30% deposit, though some owner-occupier cases can be arranged at higher loan to values with additional security.

It may be possible depending on your pension arrangement and circumstances, subject to the relevant rules and professional advice.

Yes, some commercial mortgage lenders offer fixed-rate options depending on their current lending criteria.

Timescales vary depending on the lender, property, valuation and complexity of the application.

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With access to a wide panel of UK lenders and years of commercial finance experience, we help businesses, investors and property owners find funding solutions tailored to their needs.

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  • Expert Guidance
  • Competitive Lending Options
  • Fast Decisions
  • Personal Service
  • Credit broker, not a lender
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