Business Finance Solutions for
Growing Businesses
Accessing the right funding at the right time can be the difference between maintaining momentum and missing opportunities. Whether you are looking to invest in growth, improve cash flow, purchase equipment or manage seasonal fluctuations, our business finance specialists can help you find a solution tailored to your requirements.
We work with a wide panel of lenders to help businesses secure competitive finance facilities that support both short-term needs and long-term ambitions.
Funding Options
Business Loans
Business loans provide flexible funding for a wide range of purposes, including business expansion, stock purchases, recruitment, marketing campaigns and working capital requirements. Whether you are an established business or a growing enterprise, we can help identify funding options that align with your cash flow and repayment objectives.
Suitable For
- Business growth
- Expansion projects
- Working capital
- Purchasing stock
- Refinancing existing borrowing
Invoice Discounting
Improve cash flow by releasing funds tied up in unpaid invoices. Invoice discounting allows businesses to access a percentage of invoice values immediately, helping maintain liquidity without waiting for customer payments.
Benefits
- Improved cash flow
- Confidential facility
- Supports business growth
- Flexible funding linked to sales
Asset Finance
Invest in essential equipment, machinery or vehicles without tying up valuable cash reserves. Asset finance enables businesses to spread the cost of purchases over an agreed period while preserving working capital.
Common Assets Financed
- Commercial vehicles
- Construction equipment
- Manufacturing machinery
- Medical equipment
- IT systems
Merchant Cash Advance
Designed for businesses that accept card payments, merchant cash advances provide funding that is repaid as a percentage of future card sales. This flexible solution allows repayments to fluctuate with business performance.
Ideal For
- Retail businesses
- Restaurants
- Hospitality
- Service providers
VAT Loans
Spread the cost of VAT liabilities and protect your cash flow. VAT loans provide businesses with a practical solution for managing quarterly VAT payments without impacting day-to-day operations.
Benefits
- Preserve working capital
- Avoid cash flow disruption
- Fast approval process
- Flexible repayment terms
Revolving Credit Facility
A revolving credit facility gives businesses access to pre-approved funds whenever required. Only pay interest on the amount used, making it a flexible solution for managing short-term cash flow needs.
Benefits
- Flexible access to funds
- Interest charged only on usage
- Suitable for seasonal businesses
- Ongoing access to working capital
FAQ
How much can my business borrow?
Unsecured facilities typically range from £5,000 to £500,000 based on turnover and trading history, while secured and asset-backed lending can go significantly higher.
How quickly can funds be released?
Private limited companies must normally file accounts with Companies House within nine months of their financial year end. We monitor every deadline for you and prepare accounts well in advance.
Will applying affect my credit rating?
Private limited companies must normally file accounts with Companies House within nine months of their financial year end. We monitor every deadline for you and prepare accounts well in advance.
Do you charge a fee?
Private limited companies must normally file accounts with Companies House within nine months of their financial year end. We monitor every deadline for you and prepare accounts well in advance.
Need Finance?
Speak to an Expert Today
With access to a wide panel of UK lenders and years of commercial finance experience, we help businesses, investors and property owners find funding solutions tailored to their needs.
- Expert Guidance
- Competitive Lending Options
- Fast Decisions
- Personal Service
- Credit broker, not a lender
- NACFB Member