Buy to Let Mortgages for
Property Investors
Whether you are purchasing your first rental property or expanding an established portfolio, securing the right buy to let mortgage is essential to maximising returns.
Our advisers help investors access competitive mortgage products from a wide range of lenders.
Who We Help
First-Time Landlords
Helping new investors enter the property market with confidence.
- Clear explanation of the process
- Affordability and stress-test guidance
- Access to first-time landlord lenders
Portfolio Landlords
Flexible solutions for experienced investors managing multiple properties.
- Portfolio-wide stress testing
- Capital raising for further purchases
- Refinancing across multiple assets
Limited Company Buy to Let
Specialist lending options for SPVs and property investment companies.
- SPV and trading company structures
- Director guarantee arrangements
- Tax-efficient ownership planning
FAQ
Should I buy in my own name or a limited company?
It depends on your income tax position, plans to reinvest profits and exit strategy. As accountants and brokers we can model both routes for you.
How much rent do I need to cover the mortgage?
The required rental coverage varies by lender and depends on factors such as the mortgage amount and interest rate.
Can I remortgage to release deposit for another property?
Yes, you may be able to release equity through a remortgage to help fund another property purchase, subject to lender criteria.
Are there lenders for landlords over 70?
Yes, some lenders consider older landlords, although age limits and lending criteria vary.
Need Finance?
Speak to an Expert Today
With access to a wide panel of UK lenders and years of commercial finance experience, we help businesses, investors and property owners find funding solutions tailored to their needs.
- Expert Guidance
- Competitive Lending Options
- Fast Decisions
- Personal Service
- Credit broker, not a lender
- NACFB Member